![]() You may be asked to answer questions to verify your identity, for your protection. ![]() You can also place and manage your security freeze by phone: call us at 888-Equifax (1-88). Since September of 2018, a federal law has allowed people to freeze and unfreeze their credit without being charged. You can place and manage a security freeze on your Equifax credit report online by creating or signing into your myEquifax account. ![]() A written confirmation letter will be sent within ten business days that includes a personal identification number (PIN) to permit you to grant authorization to your credit report to a third party or for a specific period of time. You also can lift the freeze temporarily without a fee. If you make your request by mail, the agency must place or lift the freeze within three business days after it gets your request. If you request a lift of the freeze, the agency must lift it within one hour. If you request a freeze online or by phone, the agency must place the freeze within one business day. Include your full name, address, Social Security number, proof of address (such as phone or utility bill), photocopy of a government issued identification card (driver’s license or ID card, military ID, etc.) and payment. If youve forgotten your username or password for your Equifax product, learn about steps you can take. Online: Create an account on, hover over Protection, then select Security freeze under Identity Theft Support. Experian offers three ways to freeze and unfreeze your creditmail, online, and over the phone. In order to put a security freeze notice on your credit report, you must write to each of the three credit rating agencies below, by certified letter or by another secure method the agency authorizes: How to Quickly Unfreeze Credit with Experian. HOW DO I PUT A SECURITY FREEZE ON MY CREDIT REPORT? A security freeze would also forbid credit rating agencies from releasing any information from the credit report without permission from the consumer. This can help protect the consumer from identity theft, even if someone has their name and Social Security number. You can check the status of your security freeze through your myEquifax account as well. You can place, temporarily lift, or permanently remove a security freeze on your Equifax credit report in several ways. The purpose of the security freeze is to prevent access to the credit report by anyone without authorization by the consumer. Placing, lifting and removing a security freeze is free. 05-148: An Act Requiring Consumer Credit Bureaus to Offer Security Freezes”( ) posted on the Connecticut General Assembly website and “Security Freeze Information” ( Consumers Union’s Guide To Security Freeze Protection () posted on the Consumers Union website.Įffective January 1, 2006, Connecticut residents can request that a “security freeze” be placed on their credit reports by a credit rating agency. The following is summarized from “Public Act No.
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